sustainable retirement withdrawal

The 4.5 Percent Retirement Withdrawal Rule May Not Be Viable Anymore

December 18, 2013

Retirement planning has always been more personal than financial planning. However, there has always been a certain consensus among financial planners regarding the acceptable rate of withdrawal from retirement portfolios.

Two decades ago, William Bengen, a certified financial planner published a series of papers on the topic of the sustainability of a retirement portfolio based on safe withdrawal rates. (more…)