retirement portfolio

The 4.5 Percent Retirement Withdrawal Rule May Not Be Viable Anymore

December 18, 2013
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Retirement planning has always been more personal than financial planning. However, there has always been a certain consensus among financial planners regarding the acceptable rate of withdrawal from retirement portfolios.

Two decades ago, William Bengen, a certified financial planner published a series of papers on the topic of the sustainability of a retirement portfolio based on safe withdrawal rates. (more…)